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COVID-19 and Finance: How U.S. Citizens Cover Their Bills During the Coronavirus Pandemic

July 1, 2020 • by DailyClout

According to the U.S. Labor Department’s latest statistics, as for July 2020, at least 10 million more people are jobless compared with pre-pandemic levels. Layoffs once deemed temporary have turned into permanent job loss. Nowadays, millions are still filing for unemployment benefits each week.

However, the unemployment allowance can’t cover all the necessary daily expenses. It causes deep money pitfalls among all American citizens. Most U.S. residents can’t afford to pay for such urgent utilities as medical bills, grocery stores, urgent technical repairs, and even more.

For this reason, many people consider borrowing a minimum amount of money sufficient for regular livelihood. As traditional lending organizations, such as banks and credit unions, can’t provide them with long-term personal loans because of their impossibility to pay off the acquired loans, most citizens consider getting short-term loans from online lenders.

The loan products of 1FirstCashAdvance, an American lending company based in Delaware, Colorado, are among the most commonly used options to deal with financial emergencies. In their turn, they offer each customer to apply for fast cash in 1 hour in order to get the needed urgent funds to cover unexpected costs.

The company’s main benefit is the opportunity to get a loan with any type of credit score. Direct lenders and, at the same time, loyal partners of the company don’t take into consideration customers’ credit scores. Instead of it, they assess the overall background, including the consumer’s employment status and steady income source. This kind of soft credit check allows people to apply for a loan even with bad credit or no credit at all.

One of the recent applicants, Jennifer Erickson, shares her feedback with potential clients: “I definitely should express my gratitude to 1FirstCashAdvance! They have helped our family escape that poverty we’ve been trapped in for a couple of months. We didn’t even have enough funds to pay our rent and regular bills. Now, we can literally start our life from scratch and build our family budget to avoid such crisis situations next time.”

In addition to available loan products, 1FirstCashAdvance financial experts suggest their special assistance to customers. It consists of the right money and debt management needed for preventing potential financial troubles. Moreover, each interested person can learn more about the basic rules of starting a new budget, maintaining and sticking to it over long periods of time.

Previous StoryThe Fine Line Between the Criminals and the Cops: A Review of Mike Avery’s “The Cooperating Witness”
Next StoryCOVID Trillions: The HEROES Act, An Infrastructure Bill, And The Death of 25% Of US Small Businesses
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