Explanation of H.R. 2262

This bill, known as the "Free Credit Score Act of 2017," aims to amend the Fair Credit Reporting Act in order to require certain consumer reporting agencies to include a credit score when providing consumers with a free annual consumer report.

Summary of the Bill

The bill was introduced by Mrs. Beatty and co-sponsored by several other representatives. It was referred to the Committee on Financial Services. The bill states that it seeks to amend the Fair Credit Reporting Act to require consumer reporting agencies to include a credit score when providing consumers with a free annual consumer report.

Key Provisions of the Bill

The bill adds a new section to the Fair Credit Reporting Act, stating that consumer reporting agencies must include a credit score in the consumer report provided to consumers.
This requirement does not apply to consumer reports provided under certain circumstances, as specified in section 609(a)(1)(B) of the Fair Credit Reporting Act.
The credit score to be provided is defined under section 609(f) of the Fair Credit Reporting Act.

Rep. Sanford Bishop

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