89R2819 RAL-F     By: West S.B. No. 606       A BILL TO BE ENTITLED   AN ACT   relating to requiring consumer reporting agencies to notify a   consumer when inaccurate information in the consumer's file is   corrected.          BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:          SECTION 1.  Section 20.07, Business & Commerce Code, is   amended by amending Subsection (b) and adding Subsection (c) to   read as follows:          (b)  The consumer [credit] reporting agency which receives a   correction shall have reasonable procedures to assure that   previously reported inaccurate information in a consumer's file is   corrected in a prompt and timely fashion.          (c)  If a consumer provides the consumer reporting agency an   e-mail address for that purpose, the agency shall, not later than   the 30th business day after the date on which the agency corrects   inaccurate information in the consumer's file, e-mail the consumer   a link to an Internet website that allows the consumer to securely   obtain a corrected copy of the consumer's credit report at no cost   to the consumer.          SECTION 2.  The change in law made by this Act applies only   to a correction submitted to a consumer reporting agency on or after   the effective date of this Act.          SECTION 3.  This Act takes effect September 1, 2025.