By: Middleton S.B. No. 2556               A BILL TO BE ENTITLED   AN ACT   relating to the abolition of the Texas Windstorm Insurance   Association and coverage for windstorm by certain insurers.          BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:          SECTION 1.  Title 10, Subtitle G, is amended by adding   Chapter 2210A, Insurance Code, to read as follows:   CHAPTER 2210A. TEXAS WINDSTORM INSURANCE          Sec. 2210A.001.  WINDSTORM COVERAGE REQUIRED. (a) This   chapter applies to all property insurers authorized to engage in   the business of property and casualty insurance in this state.          (b)  As a condition of the insurer's authority to engage in   the business of insurance in this state, each insurer, described by   Subsection (a), must include coverage for windstorm and hail in   each policy written for property located within:                      (A)  Aransas County;                      (B)  Brazoria County;                      (C)  Calhoun County;                      (D)  Cameron County;                      (E)  Chambers County;                      (F)  Galveston County;                      (G)  Jefferson County;                      (H)  Kenedy County;                      (I)  Kleberg County;                      (J)  Matagorda County;                      (K)  Nueces County;                      (L)  Refugio County;                      (M)  San Patricio County; or                      (N)  Willacy County.          (c)  Coverage provided under Subsection (b) must be provided   at no additional cost to the insured. Costs incurred by insurers   under this section shall not be recouped through a premium   surcharge.           SECTION 2.  Chapter 2210, Insurance Code, is repealed.          SECTION 3.  (a)  The Texas Windstorm Insurance Association   is abolished but continues in existence until September 1, 2024,   for purpose of satisfying or transferring obligations according to   Subsection (b).          (b)  The Texas Windstorm Insurance Association shall, no   later than September 1, 2024, liquidate all assets and utilize the   funds to satisfy obligations.          (c)  Any obligations not satisfied by Subsection (b) shall be   paid from pro rata member assessments. The proportion of each   member's assessment shall be determined in the manner used to   determine each insurer's participation in the association for the   year under Section 2210.052, Insurance Code, as that section   existed before the effective date of this Act.          SECTION 4.  This Act takes effect immediately if it receives   a vote of two-thirds of all the members elected to each house, as   provided by Section 39, Article III, Texas Constitution. If this   Act does not receive the vote necessary for immediate effect, this   Act takes effect on September 1, 2023.